Disinfect Drinking Water

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Hurricanes, floods, or water pipe breakage can all result in an emergency situation where regular water service is disrupted or discontinued. In these situations, it is recommended to only use bottled water or water that has been properly disinfected for drinking, cooking, washing dishes and even for brushing your teeth. Boiling water will kill most microorganisms such as pathogenic bacteria, viruses and protozoa that may be in the water.

Bottled water is your best choice. But may not always be available to you.

Sources of water: Read More

Tips for Keeping Your Business Safe on Halloween

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According to the Property Casualty Insurers Association of America (PCIAA), Halloween has the highest number of claims for any day by 81%.

To prevent damages, bring in any product you may have displayed on the exterior of your business before dark. Take photos of your business a week or two before Halloween. If you must file a claim for vandalism, you will have photos available for your insurance company.

Vehicles are more likely to be vandalized on Halloween.

Park your vehicles inside a locked garage or in a well-lit area and have the windows up and doors locked.



If you’re having the public come into your business during Halloween, think twice before you string up dramatic lighting and flashing lights. They can create a fun atmosphere for trick-or-treaters, but it can also cause accidents. Dim lighting can encourage theft by making it difficult to distinguish colors of clothing or recognize facial features. Dim lights also hinder surveillance equipment.


Property Risks

Make sure to check the exterior of your building. Extension cords can be a tripping hazard if not secured properly. Confirm that the surrounding walking surfaces (sidewalks, paths etc.) are clear of debris and well lit.

Above all, make sure your insurance policy protects you in the event of candle fires, falls, tainted candy claims, and any other types of Halloween-induced accidents.


Hazard Communication

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In the construction industry, one of the top 10 OSHA violations is Hazard Communication.

Failure to recognize hazards, and demonstrate safe practices associated with chemicals can cause serious injuries for yourself, co-workers, and any individual around that area.

Improper practices can lead to chemical burns, respiratory problems, fires and explosions.

To Prevent Incidents:

  • Store chemicals safely and securely.
  • Maintain a Safety Data Sheet (SDS) for each chemical in the facility and train employees on how to read and use them.
    • Global Harmonization Systems (GHS) internationally categorize chemicals. The GHS includes classification of health, physical and environmental hazards, specifies what information should be on the labels of hazardous chemicals, and safety data sheets. This information is required to readily accessible to employees in languages and/or formats that are clearly understood by all personnel.
  • Follow manufacturer’s SDS instructions for handling hazardous chemicals, and keep them updated as new procedures are published.
  • Provide spill clean-up kits where chemicals are stored and have written spill control plans.
    • Train employees on how to clean up spills, protect themselves and properly dispose of the used materials.
  • Provide proper personal protective equipment and enforce its use.


The Hazard Communication program was designed to keep our employee safe and healthy.